Job Location : Gauteng, JohannesburgDeadline : April 03, 2025Quick Recommended Links
- Jobs by Location
- Job by industries
Debt Portfolio Management
- Maintain up-to-date information on all debt facilities, including repayment schedules, interest rates, covenants, and expiry profiles.
- Ensure all debt data and related documentation are accurately captured in the enterprise management system
- Demonstrated experience managing or auditing debt portfolios.
- Familiarity with enterprise management systems (e.g., SAGE, SAGE X3, SAP).
- Prepare and present performance reports on Interest-Bearing Borrowings (IBB) and other debt metrics.
- Ensure accuracy and completeness of debt-related disclosures in financial statements and the annual report.
- Proven ability to analyze large data sets and deliver concise, executive-level reports.
- Experience in a Big 4 audit firm (preferably PwC or Deloitte) with strong reporting and compliance skills.
- Oversee the submission of all required covenant certificates, financial statements, cash flow forecasts and adhoc information requests to lenders.
- Monitor and ensure full compliance with debt covenants and contractual obligations.
- Strong attention to detail and track record of timely, error-free submissions.
- Highly conscientious and methodical approach (e.g., strong academic record, active extracurriculars/sport participation).
- Develop forecasts for interest expense, capital amorts, and prepayment commitments.
- Forecast covenant performance, flagging potential risks or breaches proactively.
- Advanced proficiency in Excel and financial modeling; VBA skills are an added advantage.
- Ability to synthesize data and communicate forecasts clearly and concisely.
- Compare actual vs. forecasted debt expenses, covenant performance, and associated variances.
- Model potential outcomes under diverse economic or business scenarios (e.g., new acquisitions, hedging strategies, M&As).
- Strong analytical mindset with the ability to run multiple scenario analyses.
- Adept at translating insights into actionable recommendations.
- Collaborate Treasury to ensure timely interest payments and flag upcoming liquidity issues.
- Timely communicate with senior leadership on upcoming debt expiries and refinancing needs.
- Excellent communication and relationship management.
- Proactive in identifying risks and proposing timely solutions.
Key Performance Indicators (KPIs)
- Debt Visibility: Real-time clarity on Interest-Bearing Borrowings (IBB) levels, LTV ratios, WACD, and upcoming debt obligations.
- Data Integrity: Accurate and timely reporting from Business Intelligence tools, with minimal errors.
- Compliance & Covenants: On-time submission of all reporting requirements; no covenant breaches.
- Risk Management: Timely escalation of any compliance or liquidity issues.
- Operational Excellence: Strong adherence to documented processes and controls; all risks logged with actionable mitigation plans.
- Education: Bachelors degree in Finance or a related field.
- Certification: Must be a qualified CA(SA).
- Experience: 35 years in Real Estate Finance (bank or property fund) or Corporate Treasury Finance (with a debt focus).
- Technical Skills: Proficiency in Excel (financial modeling, VBA a plus) and familiarity with enterprise management systems (SAGE, SAP, etc.).
- Soft Skills: High attention to detail, strong communication, proactive problem-solving, and the ability to work cross-functionally in a fast-paced environment.
- Accounting / Financial Services jobs
